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1111
|
Pass AV
|
Account Verified – The checking account was found to be an open and valid account.
|
Real-Time
|
|
2222
|
Pass AMEX
|
AMEX Cheque – The account was found to be an open and valid American Express account.
|
Real-Time
|
|
3333
|
Pass NPP
|
Non-Participant Provider – This account was reported with acceptable, positive data found in recent or current transactions.
|
Real-Time
|
|
4444
|
Pass NRA
|
Non-Reporting Account – Bank is not able to report on this account at this time. This could be the result of a bank acquisition. Please contact bank for additional information.
|
Real-Time
|
|
5555
|
Pass SAV
|
Savings Account Verified – The savings account was found to be an open and valid account.
|
Real-Time
|
|
7777
|
Pass AV
|
Account Verified – The checking account was found to be open and have a positive history.
|
Real-Time Extended
|
|
8888
|
Pass SAV
|
Savings Account Verified – The savings account was found to be open and have a positive history.
|
Real-Time Extended
|
|
9999
|
Pass NPP
|
This account was reported with acceptable, positive data found in recent transactions. Positive history exists for multiple transactions.
|
Real-Time Extended
|
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GN01
|
Negative Data
|
Negative information was found.
|
Negative Data
|
|
GN02
|
Stolen/Forged/Fraud
|
Someone has reported that check on this account have been stolen or forged.
|
Negative Data
|
|
GN03
|
Stop Payment
|
The merchant or customer has requested that all thansactions for this account be stopped.
|
Negative Data
|
|
GN04
|
Account Closed
|
The bank has stopped the account (probably closed).
|
Negative Data
|
|
GN05
|
Unassigned Routing Number
|
The routing number supplied is reported as not assigned to a financial institution.
|
Negative Data
|
|
GN06
|
Negative Data in Account History
|
Negative data exists in account history for check writer.
|
Negative Account History
|
|
GP01
|
Private Bad Checks List - Variable
|
The value for Details will vary depending on the value set for CheckReject reason in the Private Bad Checks List.
|
Proprietary
|
|
GS01
|
Invalid Routing Number
|
The routing number supplied did not match the format of a valid routing number.
|
Proprietary
|
|
GS02
|
Invalid Account Number
|
The account number supplied did not match the format of a valid account number.
|
Proprietary
|
|
GS03
|
Invalid Check Number
|
The check number supplied did not match the format of a valid check number.
|
Proprietary
|
|
GS04
|
Invalid Amount
|
The amount supplied did not match the format of a valid amount.
|
Proprietary
|
|
GS05
|
Negative Data Exists - Contact Merchant
|
Negative data was found on the account listed. Please contact merchant for alternative form of payment.
|
Proprietary
|
|
GS06
|
Non-Debit Account
|
The routing number provided does not allow debits to be posted to the account.
|
Proprietary
|
|
ND00
|
No Data
|
No positive or negative information has been reported on the account. This could be a small or regional bank that does not report.
|
No Data
|
|
ND01
|
No Data - US Government Only
|
No positive or negative information has been reported on the account. This routing number can only be valid for US Government financial institutions. Please verify this item with its issuing authority.
|
No Data
|
|
RT00
|
No Information Found
|
The routing number appears to be accurate however no positive or negative information has been reported on the account. Please contact customer to ensure that the correct account information was entered.
|
Real-Time
|
|
RT01
|
Declined
|
This account should be returned based on the risk factor being reported.
|
Real-Time
|
|
RT02
|
Reject Item
|
This item should be returned based on the risk factor being reported.
|
Real-Time
|
|
RT03
|
Accept With Risk
|
Current negative data exists on this account. Accept transaction with risk. (Example: Checking or savings accounts in NSF status, recent returns, or outstanding items)
|
Real-Time
|
|
RT04
|
No Negative Data
|
No Negative Data was found. This could be a Non Demand Deposit Account (post no debits), Credit Card Check, Line of Credit, Home Equity or a Brokerage check.
|
Real-Time
|
|
RT05
|
Accept With Risk
|
Recent negative data exists on this account. Accept transaction with risk. (Example: Checking or savings accounts in NSF status, recent returns, or outstanding items)
|
Real-Time Extended
|
